DataFirst 2026-08-27 NADA Version 5 Survey of Employers and Self-Employed 2017 SESE 2017 zaf-statssa-sese-2017-v1.1 Statistics South Africa MetadataEditor 2026-08-27 Pretoria DataFirst Helpdesk Survey of Employers and Self-Employed v1.1 Parliament of South Africa South Africa The survey has national coverage. The lowest level of geographic aggregation covered by the data is province and metropolitan municipality. 14.062712 33.090851 -35.101934 -22.105999 Sample survey data Statistics South Africa Face-to-face [f2f] DataFirst sese-2017-v1_1 1658 202 Unique Number 1658 Person Number 1658 1 11 1.4800965018094 0.95960763977013 Business number 1658 1 3 1.0235223160434 0.16676594650553 Province 1658 364 1 Western Cape 2 Eastern Cape 3 Northern Cape 4 Free State 5 KwaZulu-Natal 6 North West 7 Gauteng 8 Mpumalanga 9 Limpopo Gender 1658 844 1 Male 2 Female Age 1658 17 105 43.63148371532 12.451131670386 Population group 1658 1541 1 African/Black 2 Coloured 3 Indian/Asian 4 White Marital status 1658 638 1 Married 2 Living together like husband and wife 3 Widow/Widower 4 Divorce or separated 5 Never married Highest education level 1658 302 Grade R/0 1 Grade 1/Sub A 2 Grade 2/Sub B 3 Grade 3/Standard 1/ABET 1 (Kha ri gude, SANLI) 4 Grade 4/Standard 2 5 Grade 5/Standard 3/ABET 2 6 Grade 6/Standard 4 7 Grade 7/Standard 5/ABET 3 8 Grade 8/Standard 6/Form 1 9 Grade 9/Standard 7/Form 2/ABET 4 10 Grade 10/Standard 8/Form 3 11 Grade 11/Standard 9/Form 4 12 Grade 12/Standard 10/Form 5/Matric (No exemption) 13 Grade 12/Standard 10/Form 5/Matric (Exemption/Bachelor's pass) 14 NTC I/N1/NIC/(v) Level 2 15 NTC II/N2/NIC/(v) Level 3 16 NTC III/N3/NIC/(v) Level 4 17 N4/NTC 4 18 N5/NTC 5 19 N6/NTC 6 20 Certificate with less than Grade 12/Std 10 21 Diploma with less than Grade 12/Std 10 22 Certificate with Grade 12/Std 10 23 Diploma with Grade 12/Std 10 24 Higher diploma 25 Post higher diploma (master's, doctoral diploma) 26 Bachelor's degree 27 Bachelor's degree and postgraduate diploma 28 Honours degree 29 Higher degree (master's/PhD) 30 Other 31 Do not know 98 No schooling Registered for VAT 1658 1658 2 No Income Tax 1658 1588 1 Yes 2 No License 1658 1516 1 Yes 2 No License: Municipality/Provincial authority 142 82 1 Yes 2 No License: Professional association 142 118 1 Yes 2 No License: Business association 142 110 1 Yes 2 No License: Traditional leader 142 117 1 Yes 2 No License: Protection agency/ies 142 140 1 Yes 2 No License: Friend/relative 142 139 1 Yes 2 No License:CIPC/CIPRO 142 142 1 Yes 2 No Other(License) 142 132 1 Yes 2 No License: LANDLORD 142 140 1 Yes 2 No Ownership type 1658 1353 1 Own account-worker (without employees) 2 Employer (with employees) Industry 1658 777 111 Growing of crops 112 Farming of animals 304 Manufacture of other food products 305 Manufacture of beverages 312 Manufacture of other textiles 313 Manufacture of knitted and crocheted fabrics and articles 314 Manufacture of wearing apparel 317 Manufacture of footwear 322 Manufacture of products of wood 342 Manufacture of non-metallic mineral products N.E.C. 354 Manufacture of structural metal products 355 Manufacture of other fabricated metal products; metalwork se 381 Manufacture of motor vehicles 392 Manufacturing N.E.C... 502 Building of complete constructions or parts thereof; civil e 503 Building installation 504 Building completion 614 Wholesale trade in non-agricultural intermediate products 623 Other retail trade in new goods in specialised stores 625 Retail trade not in stores 626 Repair of personal and household goods 632 Maintenance and re-pair of motor vehicles 634 Sale 641 Hotels 642 Restaurants 643 Shebeen 712 Other land transport 818 Cash loans 819 Other financial intermediation N.E.C. 841 Real estate activities with own or leased property 852 Renting of other machinery and equipments 853 Renting of personal and household goods N.E.C. 862 Software consultancy and supply 865 Maintenance and repair of office 882 Architectural 889 Business activities N.E.C. 920 EDUCATION 931 Human health activities 933 Social work activities 959 Activities of other member-ship organizations 961 Motion picture 990 OTHER SERVICE ACTIVITIES 999 Other Ownership 1658 1536 1 Yes 2 No Multiple partners 122 103 1 Yes 2 No Partners in the household 19 Other partners 122 99 1 Yes 2 No Partners in neighbourhood 23 Main owner 122 84 1 Yourself 2 Another family or household member 3 Another person in the partnership or cooperative, not a household member 4 The ownership is equally shared between two or more owners 5 Other Location of the business 1658 363 1 Within the owner's dwelling/s - with its own space (e.g. a separate room) 2 Within the owner's dwelling/s - without its own space (e.g. a family room) 3 In a structure attached to the owner's dwelling/s or on the same plot (e.g. a workshop in the backyard) 4 Within another person's dwelling (e.g. a neighbour's dwelling) 5 In a non-residential building (e.g. an office block or factory) 6 From a taxi rank/bus station/train station 7 On a footpath, street or open space 8 At an open market with a permanent kiosk 9 No fixed location/mobile 10 At customer's homes or offices 11 Other 12 At an open market without a permanent kiosk Location arrangement 1206 893 1 Owned by yourself/part owner 2 Rented 3 Rent free, with permission (borrowed) 4 Rent free, without permission (squatting) 5 Other Pay for location 991 829 1 Yes 2 No Pay: Municipality/Provincial authority 162 133 1 Yes 2 No Pay: Professional association 162 160 1 Yes 2 No Pay: Business association 162 154 1 Yes 2 No Pay: Traditional leader 162 159 1 Yes 2 No Pay: Protection agency/ies 162 160 1 Yes 2 No Pay: Friend/relative 162 155 1 Yes 2 No Pay: Owner of the location/ landlord 162 117 1 Yes 2 No Other(Payment) 162 159 1 Yes 2 No Proof of payment 162 86 1 Yes 2 No Cost of location 162 15600 1676.3456790123 2681.4334497806 Electricity availability 1206 825 1 Yes 2 No 3 Not applicable Main sources of water 1206 364 1 Piped (Tap) water in structure 2 Piped (Tap) water on site 3 Public tap/shared tap with others 4 Borehole on site 5 Borehole off site 6 Rainwater tank on site 7 Flowing water/stream 8 Dam/Pool/Stagnant water 9 Well 10 Spring 11 Other 12 No water access 13 Not applicable Access to toilet facility 1039 456 1 Flush toilet on site 2 Flush toilet off site 3 Chemical toilet 4 Pit latrine with ventilation pipe 5 Pit latrine without ventilation pipe 6 Bucket toilet 7 None 8 Other 9 Not applicable Means of communication 1457 1410 1 Fixed telephone on site 2 Fixed telephone not on site 3 Cellular telephone 4 A public telephone 5 Internet/ Email 6 None 7 Other Type of record 1658 1317 1 Simple informal records of sales and/or expenditures 2 Some accounts but not full (for example expenditures) 3 Full annual accounts 4 No accounts kept Record 341 174 1 Yes, they are all recorded separately 2 Some are recorded separately, some together 3 No, they are all recorded together Reason for not keeping records 1317 612 1 No skills 2 The business is too small 3 No time to keep records 4 Don't see a need to keep records 5 Other Duration 1658 12 10.078407720145 3.194349170684 Turnover 1098 886000 33831.163023679 61051.782113424 July 1098 601 1 High 2 Normal 3 Low August 1098 671 1 High 2 Normal 3 Low September 1098 681 1 High 2 Normal 3 Low October 1098 645 1 High 2 Normal 3 Low November 1098 539 1 High 2 Normal 3 Low December 1098 498 1 High 2 Normal 3 Low January 1098 504 1 High 2 Normal 3 Low February 1098 595 1 High 2 Normal 3 Low March 1098 681 1 High 2 Normal 3 Low April 1098 654 1 High 2 Normal 3 Low May 1098 654 1 High 2 Normal 3 Low June 1098 591 1 High 2 Normal 3 Low Less than 12 months 560 221 1 Seasonal factors 2 Family reasons (e.g. Death of a family member, taking care if a sick family member) 4 No customers 5 Sickness of yourself or staff 6 Other personal reasons than sickness (pregnancy, etc) 7 Lack of raw materials 8 Lack of funds to buy supplies 9 No one to help during owner's absence 10 Business created during the past 12 months 11 Due to violence or criminal incident/s 12 Other Business started 1658 384 1 Less than a year ago 2 1 or more but less than 3 years ago 3 3 or more but less than 5 years ago 4 5 or more but less than 10 years ago 5 10 or more years ago 6 Can't remember/ Don't know Main reason 1658 860 1 Inherited/family tradition 2 Unemployed 3 Had no alternative income source 4 Retrenched 5 Inadequate income from the other source 6 I like the activity 7 I have the skills for this business 8 I have equipment for this business 9 Activity brings high income 10 Small investment needed 11 Unhappiness with previous work 12 New opportunity/ Idea 13 Other 14 To survive/make ends meet/provide for my family 15 I want to be my own boss or create employment for other people 16 I want to earn money while I searched for a job Find any support 1658 979 1 Yes 2 No Usage of own money 979 731 1 Yes 2 No Main source of money 730 396 1 Previous and/or present wage employment 2 Other business 3 Sale of livestock/crops 4 Sales of other assets 5 Inheritance 6 Pension from work 7 Retirement/severance pay 8 An investment policy that matured 9 Money paid out from a stokvel 10 Other savings 11 Old age grants 12 Other social grants (excl. old age grants) Your total amount used 731 82 1 5 5 1 30 30 1 40 40 1 50 50 13 60 60 2 70 70 1 75 75 1 80 80 2 84 84 1 100 100 28 120 120 5 130 130 1 150 150 6 180 180 1 200 200 53 250 250 8 300 300 45 320 320 1 350 350 5 370 370 1 400 400 20 500 500 82 600 600 20 700 700 9 750 750 3 800 800 21 900 900 4 1000 1000 76 1089 1089 1 1200 1200 7 1300 1300 2 1500 1500 28 1800 1800 2 2000 2000 50 2400 2400 1 2500 2500 11 3000 3000 34 3300 3300 1 3500 3500 5 3900 3900 1 4000 4000 13 4500 4500 2 5000 5000 23 5300 5300 1 6000 6000 5 6001 6001 1 6500 6500 1 7000 7000 9 8000 8000 6 9000 9000 1 9800 9800 1 10000 10000 19 11000 11000 1 12000 12000 5 14000 14000 2 15000 15000 13 16000 16000 1 17000 17000 1 19000 19000 1 20000 20000 12 22000 22000 1 23000 23000 1 25000 25000 3 30000 30000 7 30050 30050 1 34000 34000 1 35000 35000 2 40000 40000 3 44600 44600 1 45000 45000 1 50000 50000 9 53000 53000 1 58000 58000 1 60000 60000 2 65000 65000 1 70000 70000 2 80000 80000 3 85000 85000 1 90000 90000 2 100000 100000 3 101500 101500 1 120000 120000 1 180000 180000 2 200000 200000 3 270000 270000 2 500000 500000 1 999999 Unspecified Borrowing of money 979 781 1 Yes 2 No Loans from commercial banks 198 186 1 Yes 2 No Loans from friends/relatives 198 158 1 Yes 2 No Loans from credit societies 198 188 1 Yes 2 No Loans from moneylenders/mashonisas 198 181 1 Yes 2 No Loans from business partners 198 198 1 Yes 2 No Loans from business association 198 198 1 Yes 2 No Loans from NGO/CBO 198 198 2 No Loans from others 198 190 1 Yes 2 No Loans Governemnt agencies 198 195 1 Yes 2 No Total amount borrowed 198 400000 11194.232323232 45777.429790897 40 40 50 50 98 98 100 100 150 150 190 190 200 200 250 250 300 300 400 400 450 450 500 500 600 600 700 700 800 800 1000 1000 1200 1200 1500 1500 1800 1800 2000 2000 2500 2500 3000 3000 3100 3100 3180 3180 3800 3800 4000 4000 4500 4500 5000 5000 7000 7000 9000 9000 9200 9200 10000 10000 14000 14000 15000 15000 20000 20000 22000 22000 25000 25000 30000 30000 40000 40000 50000 50000 60000 60000 80000 80000 100000 100000 200000 200000 400000 400000 999999 Unspecified Paying off money borrowed 198 178 1 Yes 2 No Total amount paid 20 200 50000 6119 12075.748162504 Obtain grant 979 964 1 Yes 2 No From government 15 12 1 Yes 2 No From a non-governmental organisation/ CBO 15 13 1 Yes 2 No Other(grants) 15 8 1 Yes 2 No From private enterprise 16 14 1 Yes 2 No Usage of raw material 1658 1275 1 Yes 2 No Costs 383 180000 2239.2532637076 10596.011150161 Usage of any supplies 1658 850 1 Yes 2 No Costs 808 84944 2027.2438118812 5350.6526965196 Gross income from sales 1658 265000 4461.4240048251 13122.827015796 Income from other sources 1658 50000 270.15500603136 2203.4066578636 Provision of an alternative site 1658 1028 1 Yes 2 No Better access to loans 1658 1139 1 Yes 2 No Assistance with marketing 1658 908 1 Yes 2 No Better access to raw materials/supplies 1658 1086 1 Yes 2 No Less strict government regulations 1658 1289 1 Yes 2 No Access to modern technology 1658 1292 1 Yes 2 No Forming contacts with others in similar businesses for cooperation 1658 1206 1 Yes 2 No Other 1658 1546 1 Yes 2 No Most business assistant 919 272 1 Provision of an alternative site 2 Better access to loans 3 Assistance with marketing 4 Better access to raw materials/supplies 5 Less strict government regulations 6 Access to modern technology 7 Forming contacts with others in similar businesses for cooperation 8 Other Where advice to run a business was obtained 1658 1105 1 The institution that provided funding to start the business 2 Business partners 3 Financial advisor 4 Friends and relatives 5 No advice received 6 Other Business employ any people 1658 1353 1 Yes 2 No Paid at this time last year 305 16 1.6950819672131 2.0921553219791 Unpaid at this time last year 305 82 0.50491803278689 4.7414197514781 Paid during the last month of the year 305 81 2.0819672131148 5.0147646543377 Unpaid during the last month of the year 305 82 0.50819672131148 4.7393334211641 Paid during the last week 305 24 1.9049180327869 2.2625691490965 Unpaid during the last week 305 Paid during the first month 305 81 1.4360655737705 4.9845165785662 Unpaid during the first month 305 Paid full time workers (35 hours or more per week) 305 18 1.416393442623 1.8282487601265 Unpaid full time workers (35 hours or more per week) 305 Paid part-time workers (less than 35 hours per week) 305 24 0.48852459016393 1.5979117088134 Unpaid part-time workers (less than 35 hours per week) 304 00 Paid male 302 Unpaid male 304 Paid female 305 60 0.61967213114754 3.679549621688 Unpaid female 305 00 Paid Black 305 10 1.6098360655738 1.4195191131192 Unpaid Black 305 90 0.59016393442623 7.2759902771039 Paid Coloured 305 Unpaid Coloured 305 301 301 2 2 1 9 9 1 99 Unspecified Paid Indian 305 Unpaid Indian 305 301 301 1 1 1 8 8 1 99 Unspecified Paid White 305 Unpaid White 305 301 301 1 1 1 6 6 1 99 Unspecified Paid Other population group 305 80 0.3672131147541 4.8871717587811 00 1 1 30 30 80 80 Unpaid Other population group 305 302 302 1 1 1 99 Unspecified Paid aged 15-24 years 297 230 230 1 1 43 2 2 8 3 3 3 4 4 2 30 30 1 80 80 1 99 Unspecified Unpaid aged 15-24 years 297 265 265 1 1 15 2 2 3 99 Unspecified Paid aged 25-34 years 304 135 135 1 1 99 2 2 44 3 3 11 4 4 3 6 6 1 7 7 1 9 9 1 99 Unspecified Unpaid aged 25-34 years 304 274 274 1 1 13 2 2 2 8 8 1 99 Unspecified Paid aged 35-44 years 305 208 208 1 1 54 2 2 22 3 3 6 4 4 1 5 5 2 6 6 1 7 7 1 30 30 1 99 Unspecified Unpaid aged 35-44 years 305 283 283 1 1 7 2 2 1 99 Unspecified Paid aged 45-54 years 305 252 252 1 1 31 2 2 8 3 3 2 4 4 2 5 5 1 99 Unspecified Unpaid aged 45-54 years 305 283 283 1 1 7 9 9 1 99 Unspecified Paid aged 55-64 years 305 287 287 1 1 7 2 2 2 99 Unspecified Unpaid aged 55-64 years 305 284 284 1 1 7 99 Unspecified Paid Aged more than 64 years 305 294 294 2 2 1 80 80 1 99 Unspecified Unpaid Aged more than 64 years 305 289 289 1 1 1 30 30 1 80 80 99 Unspecified Paid Under 15 years of age 305 295 295 1 1 1 99 Unspecified Unpaid Under 15 years of age 305 272 272 1 1 1 2 2 18 99 Unspecified Wages and salaries, including overtime, bonuses, etc 305 152000 3532.6885245902 11406.577712727 Payment in kind (food, clothing, drinks, etc. 305 5000 209.59016393443 645.81515648853 Refund of transport costs 305 8000 129.5868852459 758.86440425017 Paid Other( remunaration) 305 9000 60.327868852459 727.8527522724 Wages and salaries, including overtime, bonuses, etc for yourself 1658 713 713 2 2 1 6 6 1 8 8 1 9 9 1 15 15 1 17 17 1 20 20 3 46 46 1 50 50 4 60 60 3 70 70 1 80 80 1 100 100 26 144 144 1 150 150 8 160 160 1 180 180 3 200 200 46 206 206 1 250 250 10 260 260 1 270 270 1 280 280 3 290 290 1 300 300 56 306 306 2 320 320 2 330 330 1 350 350 8 400 400 36 406 406 1 450 450 1 480 480 1 500 500 91 550 550 1 600 600 28 650 650 2 700 700 23 750 750 5 800 800 36 900 900 5 1000 1000 124 1050 1050 1 1070 1070 1 1100 1100 1 1200 1200 14 1250 1250 1 1300 1300 7 1380 1380 1 1400 1400 4 1420 1420 1 1500 1500 37 1560 1560 1 1600 1600 13 1650 1650 1 1700 1700 5 1800 1800 9 1900 1900 3 1905 1905 1 2000 2000 63 2100 2100 1 2200 2200 4 2300 2300 3 2400 2400 6 2500 2500 21 2600 2600 1 2760 2760 1 2800 2800 4 2900 2900 1 2940 2940 1 3000 3000 52 3200 3200 4 3400 3400 1 3500 3500 9 3600 3600 1 4000 4000 22 4400 4400 1 4500 4500 5 4600 4600 1 5000 5000 26 5400 5400 1 5600 5600 1 6000 6000 10 7000 7000 5 7040 7040 1 7500 7500 1 7600 7600 1 8000 8000 6 8400 8400 1 9000 9000 2 10000 10000 12 10280 10280 1 10400 10400 1 11000 11000 1 11500 11500 1 11600 11600 1 12000 12000 3 12509 12509 1 13000 13000 1 14000 14000 5 15000 15000 3 16000 16000 1 20000 20000 2 24000 24000 1 28000 28000 1 30000 30000 2 33000 33000 2 40000 40000 1 60000 60000 1 999999 Unspecified 1000000 1000000 Payment in kind (food, clothing, drinks, etc.) for yourself 1658 889 889 5 5 1 6 6 2 10 10 2 12 12 1 20 20 1 30 30 3 40 40 4 50 50 12 60 60 2 70 70 6 80 80 3 90 90 1 100 100 44 120 120 2 130 130 1 150 150 22 155 155 1 160 160 2 180 180 1 200 200 67 201 201 2 250 250 14 251 251 1 280 280 1 300 300 73 320 320 1 350 350 6 366 366 1 370 370 1 380 380 1 400 400 56 420 420 1 430 430 1 450 450 1 480 480 2 500 500 111 506 506 1 520 520 1 550 550 1 600 600 42 650 650 4 700 700 24 750 750 1 800 800 25 850 850 1 875 875 1 880 880 1 900 900 9 1000 1000 61 1032 1032 1 1050 1050 1 1100 1100 4 1200 1200 10 1300 1300 3 1350 1350 1 1400 1400 4 1500 1500 32 1600 1600 3 1700 1700 2 1800 1800 7 2000 2000 30 2300 2300 1 2500 2500 3 2700 2700 1 2800 2800 1 2940 2940 1 3000 3000 14 3260 3260 1 3500 3500 3 4000 4000 5 4500 4500 2 4800 4800 1 5000 5000 5 7000 7000 1 7700 7700 1 8000 8000 1 9000 9000 1 12000 12000 1 15000 15000 2 999999 Unspecified Refund of transport costs for yourself 1658 1155 1155 2 2 1 8 8 1 10 10 1 20 20 12 30 30 3 40 40 7 42 42 1 44 44 2 50 50 38 58 58 1 60 60 5 64 64 2 66 66 1 67 67 1 68 68 1 70 70 1 75 75 1 80 80 18 90 90 4 100 100 71 104 104 1 120 120 15 130 130 1 140 140 3 150 150 28 160 160 1 170 170 1 180 180 2 188 188 1 200 200 69 210 210 1 220 220 1 240 240 3 250 250 8 251 251 1 260 260 1 300 300 43 318 318 1 320 320 1 350 350 9 400 400 28 450 450 4 480 480 3 500 500 32 520 520 1 570 570 1 600 600 11 640 640 1 650 650 1 700 700 5 800 800 9 806 806 1 870 870 1 900 900 1 1000 1000 17 1200 1200 2 1320 1320 1 1500 1500 4 2000 2000 6 2500 2500 1 3000 3000 3 3500 3500 1 4500 4500 1 12000 12000 1 13000 13000 1 999999 Unspecified Paid Other 1658 300000 276.79312424608 7853.323377324 Electricity costs 1658 12008 160.74728588661 554.80645802088 Water costs 1658 30000 66.960796139928 760.73456165483 Fuel and lubricants costs 1658 30000 241.71109770808 1384.3022545001 Money spent on spare parts 1658 30000 135.18455971049 1370.8084354723 Amount spent on rental of premises 123 1 11001 259.0243902439 1034.2911920209 Amount spent on rental of machinery and equipment 1658 90000 87.427623642943 2297.0227330653 Amount spent on postage, telephone, printing and stationery 1658 4000 46.592279855247 213.30558456984 Amount spent on transport of raw materials/supplies 1658 21000 168.5476477684 895.18428521033 Amount spent on repairs and maintenance 1658 4000 34.620024125452 245.81807873006 Amount spent on business services 1658 6000 15.386610373945 229.07193724629 Amount spent on licences, permits 1658 20000 26.78287092883 513.21227456576 Amount spend on interest on loans /repayments of loans 1658 90000 76.056694813028 2271.5835546835 Amount spent on insurance premiums, mortgages /bonds 1658 15000 37.6917973462 486.87915142466 Amount spent on income tax//levies 1658 18000 63.677322074789 868.20329404302 Amount spent on protection agencies 1658 2000 3.4867310012063 61.924624729643 Amount spent other 1658 22000 30.664053075995 607.19184145876 Amount spent on machinery 1658 45000 195.15440289505 1693.5233056462 Amount spent on equipment and tools 1658 42000 323.47527141134 2074.9957109969 Amount spent on vehicles, trailers, etc. for transportation 1658 300000 680.61761158022 8609.8858398212 Amount of money spent on buildings and other structures 1658 100000 92.761158021713 2494.7604821421 Amount spent on furniture 1658 17000 67.86851628468 736.44650043322 Amount spent on other capital items 1658 300000 279.58685162847 8235.5772887035 Net profit 1658 180000 3109.4879372738 7796.6042500037 Average net profits 1658 180000 3143.484318456 7988.0512540741 Use of profit 1657 1237 1 Re-invest in the business 2 Save it in the bank 3 Spend it on items for the household 4 Other Debts 1658 1622 1 Yes 2 No Total debts 36 200 300000 47511.111111111 82919.106975337 Does the business offer transport services? 1658 1546 1 Yes 2 No Transport services 112 55 1 Passenger transport with combis/mini-buses 2 Passenger transport with cabs 3 Transport of goods 4 Both passenger transport and transport of goods 5 Other Type of goods 40 13 1 Sand and gravel 2 Other construction materials 3 Groceries 4 Other Not registered for VAT 1657 1052 1 The business does not meet registration requirements 2 Didn't know that the business has to be registered 3 Registration process is tedious / complicated 4 Other 5 Did not know where to register the business Not registered for income tax 1587 944 1 The business does not meet registration requirements 2 Didn't know that the business has to be registered 3 Registration process is tedious / complicated 4 Other 5 Not applicable / not required to register Account for business 1657 1405 1 Yes, from bank 2 Yes, from another formal financial institution 3 Yes, from an informal organization (e.g. stokvel) 4 No Investment account 1657 1551 1 Yes, from bank 2 Yes, from another formal financial institution 3 No Loan account 1657 1624 1 Yes, from a bank 2 Yes, from another formal financial institution (e.g. microfinance organization) 3 Yes, from an informal organization 4 Yes, from family / friends 5 No Asset finance 1657 1645 1 Yes, from bank 2 Yes, from another formal financial institution 3 No Mortgage loan 1657 1649 1 Yes, from bank 2 Yes, from another formal financial institution 3 No Credit facility 1657 1639 1 Yes, from bank 2 Yes, from another formal financial institution 3 No Insurance 1657 1622 1 Yes, from a bank 2 Yes, from another formal financial institution (e.g. insurance company) 3 No Business payments 1658 1438 1 Yes 2 No 3 Not applicable (no account) Payment method 1582 1290 1 Internet/ cellphone banking 2 A bank branch / personal banking 3 Debit card/ pay cash 4 Credit card Awareness about ombudsman 1658 1468 1 Yes 2 No Financial literacy 1658 1514 1 Yes 2 No Education status 1658 727 1 No schooling 2 Less than primary completed 3 Primary completed 4 Secondary not completed 5 Secondary completed 6 Tertiary 7 Other Main Industry 1658 894 1 Agriculture, hunting, forestry and fishing 3 Manufacturing 5 Construction 6 Wholesale and retail trade 7 Transport, storage and communication 8 Financial intermediation, insurance, real estate and business services 9 Community, social and personal services 11 Other Metropolitan code 1658 364 1 WC - Non-metro 2 WC - City of Cape Town 3 EC - Non-metro 4 EC - Buffalo City 5 EC - Nelson Mandela Bay 6 NC - Non-metro 7 FS - Non-metro 8 FS - Mangaung 9 KZN - Non-metro 10 KZN - eThekwini 11 NW - Non-metro 12 GP - Non-metro 13 GP - Ekurhuleni 14 GP - City of Johannesburg 15 GP - City of Tshwane 16 MP - Non-metro 17 LP - Non-metro Geography type code 1658 865 1 Urban 2 Traditional 3 Farms Stratum 1658 10102 90401 62883.888419783 25385.55846932 Weight 1658 51.825969709 4912.862137841 1140.199940914 591.7401653626